HSHeadStart
Launching Freshers’ Week 2026

START EARLIERTHAN YOU THINK

The university teaches your Degree. HeadStart helps you build your future.

Free. Register in 30 seconds and the kit is yours. Then the quick Reality Check personalises it, and we’ll let you know when HeadStart opens.

52 guided weeks

One meaningful move every week of your first year

3 personal goals

Chosen by you, tracked with you, celebrated properly

The HeadStart Community Scholarship

£10,000 minimum, every year

Investing in potential, recognising commitment, rewarding progress. Your progress bar starts moving the moment you claim your kit.

Take the Reality Check

8 questions, 3 minutes. Your first step towards the scholarship.

How HeadStart works

Four steps. One head start.

HeadStart helps ambitious young people develop the skills, confidence, experience and connections that university alone may not provide.

  1. 1

    Step 1

    Claim your free Freshers' Week Survival Kit

    30 seconds, free. Your university email reserves your account and the kit is yours straight away: five short sections for your first 30 days.

    Claim my kit
  2. 2

    Step 2

    Take the Reality Check

    Eight questions, three minutes, straight after your kit. Your financial starting point, scored and compared with students across the UK, plus a personalised checklist rather than generic tips.

    Get your score
  3. 3

    Step 3

    Make one move a week

    52 guided weeks of short lessons, real tools and the three goals you chose. Student loans decoded, budgeting built for loan drops, credit without the traps, investing early.

    Courses already built: Student Loans, Decoded · Budget Like You Mean It · Credit Without the Traps

    Try the free money tools
  4. 4

    Step 4

    Scholarship consideration

    Engaged members can also become eligible for consideration for the annual HeadStart Community Scholarship: a minimum of £10,000 each Scholarship Year, funded directly by My HeadStart Limited. Complete the HeadStart pathway and you become eligible to apply.

    starts when you claim your kit

    The HeadStart Community Scholarship is an opportunity, not an entitlement. Completing the HeadStart pathway makes you eligible to apply; awards are assessed on merit in line with the published scholarship terms and eligibility criteria.

Why HeadStart

Start earlier than you think.

HeadStart started with a simple question: why do we wait until people have money, careers and responsibilities before teaching them how to make good decisions about them?

After more than 25 years working in financial planning, and through conversations with my daughter as she prepared for university, I became increasingly convinced that we need to start much earlier.

HeadStart was created to help ambitious young people move further, faster: building the practical knowledge, skills, confidence and opportunities they need not just to make the most of university, but to prepare for the working life and financial future that follows.

From university through to the early years of a career, HeadStart grows with its members, helping them make better decisions, recognise opportunities and build stronger foundations for the future.

What we believe

  • Start earlier than you think. The decisions you make today can shape the opportunities you have tomorrow.
  • Your future is earned daily. Small actions, repeated consistently, can take you a very long way.
  • Opportunity is rarely advertised. Be curious. Meet people. Ask questions. Put yourself in the room.
  • Think bigger. Think globally. Your university, hometown or first job does not define the limits of your future.
  • Learn continuously. Your education should not end when you graduate.
  • Build before you're ready. You do not need to have everything figured out before you start.

HeadStart is about more than learning how money works. It is about giving young people a stronger starting point for the life they want to build.

Our mission is simple: help ambitious young people move further, faster.

Simon

Founder, HeadStart

The HeadStart generation

You won’t be doing this alone.

Founding members are joining from every corner of the UK: ambitious people at your uni and beyond, all building the same head start. The member network unlocks at launch; the head start on it begins now.

Reality Checks completed

UK regions represented

average starting score

Put your region on the map

Fair questions

Asked a lot

What does HeadStart cost?

HeadStart Student costs £6.99 per month. Claiming your Freshers' Week Survival Kit is free, and founding members keep their dashboard, the Reality Check and the student finance course free. Engaged members can also become eligible for consideration for the annual HeadStart Community Scholarship.

How does the £10,000 scholarship actually work?

The HeadStart Community Scholarship is funded directly by My HeadStart Limited: 10% of qualifying membership fees goes into the HeadStart Scholarship Fund, with a minimum of £10,000 made available each Scholarship Year. Members who complete the HeadStart pathway become eligible to apply. It's an opportunity, not an entitlement: applications are assessed on merit against the published Scholarship Fund terms.

Is this financial advice?

No. HeadStart is education and guidance only: we teach you how things work and hand you the tools. We never recommend specific products, and when a question genuinely needs a regulated adviser, we say so.

Who's behind HeadStart?

HeadStart is built with Ningi, the technology company behind financial planning platforms used by UK advice firms. The platform powering your dashboard is the same production infrastructure, not a startup MVP held together with tape.

What happens when I graduate?

Your account graduates with you. HeadStart Graduate picks up as you approach graduation, on the same login and the same record: careers, salaries, workplace benefits, pensions, renting and first homes, right as your financial life gets real.

What do you do with my data?

Your answers personalise your plan and improve the platform. That's it. We never sell your data, marketing is opt-in with one-click unsubscribe, and you can ask for a full export or deletion any time.

Build the life you want before everyone else starts thinking about it.

Freshers’ Week is the start line and founding member spots are limited. Claim your kit, take the Reality Check, and start your scholarship journey today.

Claim your free Freshers’ Week Survival Kit

Free · 30 seconds · no payment details